The Small Business Administration Offers Free Disaster Planning Guide
 
            The U.S. Small Business Administration offers a disaster planning guide for small business owners.   The 10-page guide provides information business owners need to develop an effective plan to protect customers and employees in the event of a disaster. The guide provides key disaster preparedness strategies to help small businesses identify potential hazards, create plans to remain in operation if the office is unusable, and understand the limitations of their insurance coverage.
            Hard copies of the guide will be distributed by SBA field offices, its resource partners around the country and disaster field offices. An electronic version of the guide is available online at http://www.sba.gov/services/disasterassistance/disasterpreparedness/index.html.
            The SBA is the federal government's primary post-disaster economic recovery agency. Homeowners may borrow at favorable rates up to $200,000 to repair or replace damaged real estate. Individuals may borrow up to $40,000 to cover losses to personal property.
            Non-farm businesses and non-profit organizations of any size may apply for up to $1.5 million to repair or replace disaster damaged business assets and real property. Small businesses that suffered economic losses as a direct result of the declared disaster may apply for a working capital loan of up to $1.5 million. To learn more about the SBA's disaster assistance program, visit the Web site at http://www.sba.gov/services/disasterassistance/index.html. 

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